Kenza Capital
Structured finance
for real estate.
Kenza combines institutional senior funding with flexible family office and private capital — structured for certainty of execution on UK and international transactions.
Private banking discipline, applied to real estate.
Kenza is a specialist private capital business built around complex, non-standard and time-sensitive real estate transactions. We work closely with institutional lenders, family offices and private capital partners to structure whole-loan solutions.
Our team brings significant real estate finance and structuring experience to every transaction. We operate quietly and directly — relationship-led rather than platform-led, and built for certainty of execution.
Structured across the capital stack.
Each solution can stand alone or combine into a single whole-loan facility — matched to the shape, timeline and complexity of the transaction.
Whole Loan
A single, unified facility combining senior and junior debt — structured to support larger and more complex schemes without layered lenders.
Senior + JuniorMezzanine
Flexible top-up capital positioned behind senior debt — reducing the equity contribution required while preserving control of the transaction.
Top-up CapitalBridge
Short-term senior and junior funding for acquisition, refinancing or conversion — structured for pace as much as precision.
Short-termStabilisation & Exit
Capital for completed or near-complete schemes that need time and structure to optimise value ahead of refinancing or sale.
Finish & ExitA direct, disciplined process.
Four stages, one point of accountability — from the first conversation to a completed transaction.
Origination
Direct, relationship-led conversations with developers, sponsors and advisers.
Structuring
Combining institutional and private capital into a single, whole-loan solution.
Execution
Decisive underwriting, built for complex and time-sensitive transactions.
Delivery
Hands-on oversight through to completion, with discretion throughout.
Quiet confidence, not visual noise.
Certainty of execution
A single point of accountability, structured to remove complexity rather than add to it.
Institutional and private capital, combined
Senior institutional funding alongside flexible family office and private capital, in one facility.
Relationship-led, discreet
We work directly with developers, sponsors and advisers — not through a public platform.
Structuring experience
Significant real estate finance experience applied to complex and non-standard transactions.
Let's discuss your transaction.
Whether it's a straightforward bridge or a complex whole-loan structure, our team can talk through what's possible — directly and discreetly.